Compare insurance options using just one simple online quote
Disability insurance replaces part of your income if you can’t work because of illness or injury (not just accidents — most claims come from sickness).
Typically, it pays 60–70% of your salary every month until you recover, return to work, or reach the end of the benefit period.
There are two main types:
Short-term disability → covers weeks to months
Long-term disability → can last years, sometimes until retirement
Income protection – keeps money coming in when you can’t work
Covers everyday bills – rent/mortgage, food, utilities, loans
Protects savings – prevents you from draining your emergency fund
Covers illnesses too – cancer, heart issues, back problems, mental health (policy-dependent)
Peace of mind – you can focus on recovery, not finances
Often portable – individual policies stay with you even if you change jobs
By clicking START NOW, you grant the permissions below and agree to our terms of use. *
*Authorizations :
I authorize Kassab.Finance to collect and share my personal information with some of its business partners who may send me an insurance submission. I also authorize kassab.finance and its partners to contact me by email, text message, telephone or mail to respond to my request or finalize my submission.
I also consent to kassab.finance and its partners collecting, using, sharing and retaining my personal information in order to:
• Create and update my profile;
• Evaluate the products and services they can offer me;
• Get my opinion on my interactions with them or their products and services;
• Conduct studies and create statistical models;
• Provide me with personalized recommendations;
• Fulfill their legal obligations.
If I accept an offer from a kassab.finance partner, I authorize this partner to inform kassab.finance in order to update my file.
Finally, I consent to kassab.finance sharing my personal information with submission intermediaries such as Applied Systems. These are subject to the same security and privacy requirements as kassab.finance . In their operations, they may use and retain some of my information, including to improve the performance, efficiency, reliability and safety of their products.
A 38-year-old construction worker slipped at work and seriously injured his back. Doctors said he couldn’t work for 14 months.
His disability insurance paid about $3,200/month
Covered rent, groceries, and car payments
Without it, he would’ve emptied his savings in 3–4 months
👉 Result: He recovered slowly and returned to work without financial stress
A software developer developed severe anxiety and burnout.
Couldn’t work for 6 months
Disability insurance paid around $4,000/month
Covered therapy and living expenses
👉 Result: Returned to work healthier instead of quitting permanently.
